Business > Loan Schemes / Credit Facilities > Professional And Small Business Loans

These facilities are offered to professionals or small size companies
with relatively small working force to address all kinds of business needs.

Major characteristics:
 

  • Amount of loan is according to your business borrowing needs and financial capabilities.
  • Repayment term may be flexible and may vary according to your budget, expected cash flows, and repayment ability. It could be either short-term or long term.
  • Very competitive interest rates depending on duration of loan, form of security to be obtained, client’s contribution in relation with total cost of financing, and overall existing banking relationship if any.
  • The form of security (tangible/intangible) to be obtained/requested is at the discretion of the Bank based on the nature and amount of loan. Usually personal/shareholders guarantees are obtained.

 

How to Apply
If you want to apply for a Professional And Small Business Loan call our Customer Teleservice Centre or visit your nearest branch. If you are an ibank subscriber you can make your application online.

If you know the amount you would like, use your Loan Calculator

Important credit information
Interest rates may vary. All applications are subject to evaluation.