Personal > Loans Schemes > Personal Loans

Brighten up your life with our personal loans !

Loans financing every personal or family need for almost any purpose: unexpected bills, vacations, weddings, purchase furnishings or electrical appliances, etc. The loans are available to permanet Cyprus residents.

Holiday Loan up to €3,000 and a 12 months repayment period

Consumer Loan up to €30,000 and a 5 years repayment period

Wedding Loan up to €10,000 with a 6 months repayment period and maximum grace period 1 month after the wedding

Major characteristics:

  • Amount of loan is according to your individual borrowing needs and financial Capabilities
  • No early repayment fees
  • Competitive interest rates based on the collateral
  • The form of security to be obtained is at the discretion of the Bank

The Bank reserves the right to reject any application at its discretion and withdraw or modify any of the schemes at any given time. The approval of the Loan is subject to the Bank obtaining sufficient guarantees. The interest rate and loan installment may be changed by the Lender from time to time.

You run the risk of losing your real estate assets if you fail to keep up mortgage installments or installments on any other loan secured by a mortgage on your property.

For more information on the Loans, interest rates and full terms and conditions you may visit any of our branches.

If you know the amount you would like, use your Loan Calculator


Commissions & Charges

For more information on our products, please visit a USB Bank branch